field,what_to_copy,offer_A,offer_B,offer_C
Provider and offer date,Company identity and date / valid-through time,,,
Purpose and desired usable cash,Use the same intended expense or payoff amount,,,
Gross note principal,Balance on which the note charges interest,,,
Disclosed amount financed,Copy the disclosure; do not assume it equals gross principal,,,
Usable cash received,Cash available after deductions or direct creditor payments,,,
Annual note interest rate,Interest-only rate used by the note,,,
Disclosed APR,Lender-disclosed APR including applicable charges,,,
Origination fee and treatment,Amount; withheld / financed / paid separately,,,
Other required upfront cash,Charges paid separately and not already financed,,,
Monthly payment,Actual scheduled installment,,,
Number and timing of payments,"Term, first-payment date and final-payment date",,,
Total of payments,Copy the written scheduled-payment total,,,
Payoff and prepayment terms,"Quote validity, daily interest, charges or refunds if applicable",,,
Monthly budget remaining,"Room after essentials, debts and irregular expenses",,,
Questions for the provider,Resolve unclear or missing figures before deciding,,,