kind,net_proceeds,annual_note_rate,months,fee_fraction,principal,fee,payment,interest,repayment,model_apr,current_repayment,current_months,current_payment_at_start,total_future_repayment,difference_vs_current,policy,allocation,residual_balances,residual_repayment,residual_initial_payment,combined_initial_payment
full,5000,15,36,0,5000.0,0.0,173.32664252097058,1239.759130754941,6239.759130754941,14.999999999999975,7023.142985619916,39,200.0,6239.759130754941,-783.3838548649746,,,,,,
full,5000,15,36,0.03,5154.639175257732,154.63917525773195,178.68726033089754,1278.1021966545795,6432.7413719123115,17.17012209713549,7023.142985619916,39,200.0,6432.7413719123115,-590.4016137076042,,,,,,
full,5000,15,36,0.06,5319.148936170213,319.14893617021335,184.39004523507512,1318.8926922924911,6638.0416284627045,19.43831539553755,7023.142985619916,39,200.0,6638.0416284627045,-385.10135715721117,,,,,,
full,5000,15,60,0,5000.0,0.0,118.94965043179366,2136.97902590762,7136.97902590762,15.0,7023.142985619916,39,200.0,7136.97902590762,113.83604028770424,,,,,,
full,5000,15,60,0.03,5154.639175257732,154.63917525773195,122.62850559978727,2203.0711607295043,7357.710335987236,16.389885421957928,7023.142985619916,39,200.0,7357.710335987236,334.5673503673206,,,,,,
full,5000,15,60,0.06,5319.148936170213,319.14893617021335,126.5421813104188,2273.3819424549147,7592.530878625128,17.843624632526385,7023.142985619916,39,200.0,7592.530878625128,569.3878930052124,,,,,,
full,5000,22,36,0,5000.0,0.0,190.95226589054747,1874.281572059709,6874.281572059709,22.0,7023.142985619916,39,200.0,6874.281572059709,-148.86141356020653,,,,,,
full,5000,22,36,0.03,5154.639175257732,154.63917525773195,196.85800607272935,1932.2490433605244,7086.888218618256,24.264000191629428,7023.142985619916,39,200.0,7086.888218618256,63.745232998340725,,,,,,
full,5000,22,36,0.06,5319.148936170213,319.14893617021335,203.14070839419944,1993.9165660209665,7313.06550219118,26.63218291674921,7023.142985619916,39,200.0,7313.06550219118,289.92251657126417,,,,,,
full,5000,22,60,0,5000.0,0.0,138.09456017679898,3285.673610607939,8285.673610607939,22.0,7023.142985619916,39,200.0,8285.673610607939,1262.5306249880232,,,,,,
full,5000,22,60,0.03,5154.639175257732,154.63917525773195,142.36552595546286,3387.292382070039,8541.93155732777,23.49069073939841,7023.142985619916,39,200.0,8541.93155732777,1518.7885717078552,,,,,,
full,5000,22,60,0.06,5319.148936170213,319.14893617021335,146.90910657106275,3495.397458093552,8814.546394263765,25.05200745353806,7023.142985619916,39,200.0,8814.546394263765,1791.4034086438496,,,,,,
full,10000,15,36,0,10000.0,0.0,346.65328504194116,2479.518261509882,12479.518261509882,14.999999999999975,14046.285971239831,39,400.0,12479.518261509882,-1566.7677097299493,,,,,,
full,10000,15,36,0.03,10309.278350515464,309.2783505154639,357.3745206617951,2556.204393309159,12865.482743824623,17.17012209713549,14046.285971239831,39,400.0,12865.482743824623,-1180.8032274152083,,,,,,
full,10000,15,36,0.06,10638.297872340427,638.2978723404267,368.78009047015024,2637.7853845849822,13276.083256925409,19.43831539553755,14046.285971239831,39,400.0,13276.083256925409,-770.2027143144223,,,,,,
full,10000,15,60,0,10000.0,0.0,237.8993008635873,4273.95805181524,14273.95805181524,15.0,14046.285971239831,39,400.0,14273.95805181524,227.67208057540847,,,,,,
full,10000,15,60,0.03,10309.278350515464,309.2783505154639,245.25701119957455,4406.142321459009,14715.420671974472,16.389885421957928,14046.285971239831,39,400.0,14715.420671974472,669.1347007346412,,,,,,
full,10000,15,60,0.06,10638.297872340427,638.2978723404267,253.0843626208376,4546.763884909829,15185.061757250256,17.843624632526385,14046.285971239831,39,400.0,15185.061757250256,1138.7757860104248,,,,,,
full,10000,22,36,0,10000.0,0.0,381.90453178109493,3748.563144119418,13748.563144119418,22.0,14046.285971239831,39,400.0,13748.563144119418,-297.72282712041306,,,,,,
full,10000,22,36,0.03,10309.278350515464,309.2783505154639,393.7160121454587,3864.498086721049,14173.776437236513,24.264000191629428,14046.285971239831,39,400.0,14173.776437236513,127.49046599668145,,,,,,
full,10000,22,36,0.06,10638.297872340427,638.2978723404267,406.2814167883989,3987.833132041933,14626.13100438236,26.63218291674921,14046.285971239831,39,400.0,14626.13100438236,579.8450331425283,,,,,,
full,10000,22,60,0,10000.0,0.0,276.18912035359796,6571.347221215878,16571.347221215878,22.0,14046.285971239831,39,400.0,16571.347221215878,2525.0612499760464,,,,,,
full,10000,22,60,0.03,10309.278350515464,309.2783505154639,284.7310519109257,6774.584764140078,17083.86311465554,23.49069073939841,14046.285971239831,39,400.0,17083.86311465554,3037.5771434157105,,,,,,
full,10000,22,60,0.06,10638.297872340427,638.2978723404267,293.8182131421255,6990.794916187104,17629.09278852753,25.05200745353806,14046.285971239831,39,400.0,17629.09278852753,3582.8068172876992,,,,,,
full,20000,15,36,0,20000.0,0.0,693.3065700838823,4959.036523019764,24959.036523019764,14.999999999999975,28092.571942479663,39,800.0,24959.036523019764,-3133.5354194598985,,,,,,
full,20000,15,36,0.03,20618.556701030928,618.5567010309278,714.7490413235902,5112.408786618318,25730.965487649246,17.17012209713549,28092.571942479663,39,800.0,25730.965487649246,-2361.6064548304166,,,,,,
full,20000,15,36,0.06,21276.595744680853,1276.5957446808534,737.5601809403005,5275.5707691699645,26552.166513850818,19.43831539553755,28092.571942479663,39,800.0,26552.166513850818,-1540.4054286288447,,,,,,
full,20000,15,60,0,20000.0,0.0,475.7986017271746,8547.91610363048,28547.91610363048,15.0,28092.571942479663,39,800.0,28547.91610363048,455.34416115081694,,,,,,
full,20000,15,60,0.03,20618.556701030928,618.5567010309278,490.5140223991491,8812.284642918017,29430.841343948945,16.389885421957928,28092.571942479663,39,800.0,29430.841343948945,1338.2694014692825,,,,,,
full,20000,15,60,0.06,21276.595744680853,1276.5957446808534,506.1687252416752,9093.527769819659,30370.123514500512,17.843624632526385,28092.571942479663,39,800.0,30370.123514500512,2277.5515720208496,,,,,,
full,20000,22,36,0,20000.0,0.0,763.8090635621899,7497.126288238836,27497.126288238836,22.0,28092.571942479663,39,800.0,27497.126288238836,-595.4456542408261,,,,,,
full,20000,22,36,0.03,20618.556701030928,618.5567010309278,787.4320242909174,7728.996173442098,28347.552874473025,24.264000191629428,28092.571942479663,39,800.0,28347.552874473025,254.9809319933629,,,,,,
full,20000,22,36,0.06,21276.595744680853,1276.5957446808534,812.5628335767977,7975.666264083866,29252.26200876472,26.63218291674921,28092.571942479663,39,800.0,29252.26200876472,1159.6900662850567,,,,,,
full,20000,22,60,0,20000.0,0.0,552.3782407071959,13142.694442431755,33142.694442431755,22.0,28092.571942479663,39,800.0,33142.694442431755,5050.122499952093,,,,,,
full,20000,22,60,0.03,20618.556701030928,618.5567010309278,569.4621038218514,13549.169528280156,34167.72622931108,23.49069073939841,28092.571942479663,39,800.0,34167.72622931108,6075.154286831421,,,,,,
full,20000,22,60,0.06,21276.595744680853,1276.5957446808534,587.636426284251,13981.589832374208,35258.18557705506,25.05200745353806,28092.571942479663,39,800.0,35258.18557705506,7165.6136345753985,,,,,,
partial,5000,15,36,0.05,5263.1578947368425,263.15789473684254,182.44909739049538,1305.009611320991,6568.167506057834,18.670856341569213,14046.285971239831,,,12681.335875337096,-1364.9500959027355,Highest rate first,"[3000, 2000, 0]","[0.0, 2000.0, 3000.0]",6113.168369279263,280.0,462.44909739049535
partial,5000,15,60,0.05,5263.1578947368425,263.15789473684254,125.21015834925649,2249.4516062185467,7512.609500955389,17.351620871575648,14046.285971239831,,,13625.777870234651,-420.5081010051799,Highest rate first,"[3000, 2000, 0]","[0.0, 2000.0, 3000.0]",6113.168369279263,280.0,405.2101583492565
partial,5000,22,36,0.05,5263.1578947368425,263.15789473684254,201.00238514794472,1972.9279705891677,7236.08586532601,25.830677099084177,14046.285971239831,,,13349.254234605272,-697.0317366345589,Highest rate first,"[3000, 2000, 0]","[0.0, 2000.0, 3000.0]",6113.168369279263,280.0,481.0023851479447
partial,5000,22,60,0.05,5263.1578947368425,263.15789473684254,145.3626949229463,3458.603800639935,8721.761695376777,24.523349241480894,14046.285971239831,,,14834.93006465604,788.6440934162092,Highest rate first,"[3000, 2000, 0]","[0.0, 2000.0, 3000.0]",6113.168369279263,280.0,425.3626949229463
partial,5000,15,36,0.05,5263.1578947368425,263.15789473684254,182.44909739049538,1305.009611320991,6568.167506057834,18.670856341569213,14046.285971239831,,,12947.253370870494,-1099.0326003693372,Clear largest fixed payment first,"[1000, 4000, 0]","[2000.0, 0.0, 3000.0]",6379.08586481266,240.0,422.44909739049535
partial,5000,15,60,0.05,5263.1578947368425,263.15789473684254,125.21015834925649,2249.4516062185467,7512.609500955389,17.351620871575648,14046.285971239831,,,13891.69536576805,-154.5906054717816,Clear largest fixed payment first,"[1000, 4000, 0]","[2000.0, 0.0, 3000.0]",6379.08586481266,240.0,365.2101583492565
partial,5000,22,36,0.05,5263.1578947368425,263.15789473684254,201.00238514794472,1972.9279705891677,7236.08586532601,25.830677099084177,14046.285971239831,,,13615.17173013867,-431.1142411011606,Clear largest fixed payment first,"[1000, 4000, 0]","[2000.0, 0.0, 3000.0]",6379.08586481266,240.0,441.0023851479447
partial,5000,22,60,0.05,5263.1578947368425,263.15789473684254,145.3626949229463,3458.603800639935,8721.761695376777,24.523349241480894,14046.285971239831,,,15100.847560189437,1054.5615889496057,Clear largest fixed payment first,"[1000, 4000, 0]","[2000.0, 0.0, 3000.0]",6379.08586481266,240.0,385.3626949229463