Quick answer: Compare personal loan offers by APR, total repayment, fees, amount received, term, payment fit, prepayment rules, and lender disclosures.
Side-by-side worksheet
Use the same requested amount when comparing offers so the numbers are easier to understand.
| Offer detail | Offer A | Offer B |
|---|---|---|
| APR | Write APR here | Write APR here |
| Monthly payment | Write payment here | Write payment here |
| Total repayment | Write total here | Write total here |
| Fees deducted | Write fees here | Write fees here |
| Term | Write months here | Write months here |
Do not choose by payment alone
A lower payment can come from a longer term and may cost more overall.
Confirm lender details
Know who the lender is, who services the loan, when payments are due, and how to contact support.
Methodology
This page is educational and uses illustrative examples. Borrow Your Loan does not publish unverified partner rates, approval odds, or lender requirements. A lender or partner controls any final offer, APR, fee, amount, repayment term, and funding decision.
Sources and consumer references
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